Important Questions You May Have in Mind
Finding the right tax or financial professional to help investors manage their finances, save for college tuition or build an inheritance is important. Nancy, as an experienced professional, can guide you on the rules governing taxes as well as strategies for addressing investment returns. Her various certifications are one way to filter through the many choices you have.
The decision to retain a new CERTIFIED FINANCIAL PLANNER™ (CFP®) is serious and our team wants to assist prospective clients in any way we can. This list of questions and answers was developed to provide additional insight into our business and point of view. If your question is not addressed here, please contact us - we'd be happy to talk with you.
Investors should choose to work with fiduciaries because the mark is a symbol that the holder is legally obligated and committed to putting the client's best interests first and must adhere to a standard of acting in the best interest of the client.
Accredited Investment Fiduciary® (AIF®) professionals are part of an elite community of fiduciary professionals who have earned credibility and distinction in the marketplace.
When asked this question, The Strategic Wealth Advisor® clients offer answers including, “I like making my own decisions and I appreciate having a third party to ‘check my work’ and make sure all the accounts were reviewed,” and “Having a financial planner make the recommendation took the emotion out of many of the decisions.” As a financial planner, it is Nancy Hite’s job to ask the more challenging questions and look objectively at your position because this may, in the long run, give you a better result.
Different financial professionals take different approaches. The team at The Strategic Wealth Advisor® leverages their training and experience to provide comprehensive financial planning. This means they look at more than your 401(k) or IRA; they learn about your personal goals and then craft a plan that considers: equities and other investments such as future plans and real estate, future income planning, possible long-term care expenses, estate planning, financial risk management and tax reduction strategies.
The CFP® certification is highly regarded since advisors only qualify if they already have 6,000 hours of professional experience and take a lengthy exam.
Advisors with the CFP® designation will focus on planning in various areas such as investments, taxes, estate and insurance.
As an independent CFP®, The Strategic Wealth Advisor® is not restricted to offering a specific line of products or tools; they can recommend funds or investments offered by a range of firms. Additionally, as an independent, Nancy has no incentive to promote or encourage their clients to select one particular product over another. This freedom enables them to develop an investment portfolio that is most in line with your particular goals.
Nancy Hite is licensed to trade securities and can do that on behalf of her clients; however, she is not a stockbroker. A stockbroker trades stocks but doesn’t necessarily consider a client’s comprehensive financial plan and whether one security versus another better suits the client’s specific goals. Investing in stocks should be just one piece of a comprehensive financial plan.
The Strategic Wealth Advisor® works with individuals as well as families and businesses to pursue their financial goals and dreams. The average age of clients is age 38 -75. All clients meet with and have direct and regular access to Nancy Hite.
Generally speaking, The Strategic Wealth Advisor® fee is 1% of investable assets. The firm is also available to work on an hourly fee basis in certain situations - $250 an hour. In either case, all fees will be fully disclosed and mutually agreed upon before starting any work.
With advanced scheduling, Nancy Hite will speak for up to 20 minutes via phone or in a virtual meeting with any prospective client. However, the type of input or insight she can provide may be limited until she understands your specific situation.
No, but you are welcome to verify that for yourself. FINRA offers BrokerCheck through which you can verify Nancy Hite’s clean compliance history.
While it’s possible to search by last name, it is easier by “CRD” numbers. Nancy Hite’s CRD # is 2287556.