Who we serve · Physicians & medical professionals

You’ve spent decades caring for others. Let’s plan for you.

Physicians often start saving later, pay more in taxes and have less time to plan than many other professionals. Nancy helps medical professionals build a roadmap for income that lasts — and make the most of what they earn.

The physician’s financial reality

Brilliant at medicine. Busy with everything else.

These are the concerns Nancy hears most often from the medical professionals she works with.

A later start

Years of training can mean starting to save well after peers in other careers — so the years you do have need to work harder.

High income, high taxes

A higher income often means a higher tax bill today, and large retirement accounts that may be taxed again when you withdraw.

Very little time

Between patients, call schedules and family, planning is easy to postpone. You need to work with someone who is highly skilled and highly efficient.

Practice decisions

Owners face questions about growth, partners and an eventual sale or transition — each with personal financial consequences and potentially very significant rewards.

“It is just as important for people to have a financial coach as it is for them to have a medical professional.”

— Nancy J. Hite, CFP®

How Nancy helps

A plan built for a physician’s life.

Nancy coordinates with your CPA and attorney, so you have a financial quarterback looking over your entire financial picture, today and tomorrow.

  • Retirement planning options designed to help reduce current taxes and future taxes, coordinated with your CPA or tax advisor
  • A distribution plan for 401(k), 403(b) and 457 plans, pensions and IRA balances, all timed with Social Security
  • Investment strategies with the goal of helping you enjoy market gains while reducing the impact of periodic declines
  • Cash-flow planning that may free up money now or in the future, when needed
  • Income-protection and long-term care planning — so even if you encounter a detour, you can get back on your desired path
  • Legacy planning for your family and the causes you care about

Strategies discussed are not suitable for everyone and involve risk. Neither Osaic Wealth nor its representatives offer tax or legal advice.

Complimentary for medical professionals

21st Century Wealth Beyond Taxes™

How healthcare professionals, veterinarians, dental professionals, nurses and business owners are using the tax code to their advantage to create a more confident future financial lifestyle. Nancy would like to send you a complimentary copy.

Questions

What physicians ask Nancy.

Many physicians start later than peers in other careers. The first step is an honest look at where you are today and what you want your future to look like — that’s exactly what the Clarity Call is for. Nancy J. Hite, CFP®, knows and uses powerful strategies to help you rapidly build your savings.
Nancy keeps the process simple and works around your schedule — in person in Boca Raton, by phone or by video. After the initial meetings, reviews are typically a few times a year, fit your schedule, and are brief and enjoyable.
Yes. Nancy looks forward to working with your CPA and estate attorney. Nancy is skilled at working with CPAs and estate planning attorneys. Neither Osaic Wealth nor its representatives offer tax or legal advice.
No. Nancy works with entrepreneurs, well-compensated corporate employees and medical professionals of all kinds — including dentists, veterinarians and nurses — as well as business owners and other professionals, nationwide.
The Strategic Wealth Advisor compass mark

Take care of your future self.

Twenty minutes with Nancy, on your schedule — no cost and no obligation.

or call the office at 561-997-8800 or Nancy’s cell at 561-690-6002