Home - Strategic Wealth Advisor

Together we can explore the opportunities for growth, lifetime income, and sophisticated financial planning strategies for successful Americans, focusing on safety and tax efficiency.

You Need Factual & Unbiased Advice

No matter your situation, we can come alongside you and meet you where you’re at, both financially and personally, to design strategies that empower and educate you on your financial journey. By delving into your most important monetary concerns, our team can help you work towards achieving your most cherished financial and lifestyle goals.

The Retirement Mirage

You’ve likely been told all your life, as I have, that retirement is the standard, guaranteed even. But these days, that isn’t an option for many of us. The government, much like a wolf in sheep’s clothing, tells us that it cares about us and has our back. They say they’re for the people and that they exist to provide retirement income in the form of social security during your golden years. The truth is, with extended life expectancies, inflation, and tax hikes at every turn, we need guaranteed income more than ever.
Nowadays, it’s not uncommon for people to live well into their eighties and nineties, and to age 100+. That means retirement at sixty-five still leaves you with roughly thirty more years of life that require income. If this information leaves you feeling out to sea without a lifeboat, that’s where The Strategic Wealth Advisor® comes in to shine a lighthouse beacon into the vast sea of the financial unknown. You may not be looking forward to retirement as you think you know it. Still, with our team walking alongside you every step of the way, we’ll help you develop a roadmap toward sustainable income; intelligent money management; and a combination of financial strategies to help guide you toward the destination of your unique financial goals.

What to Expect

From Your Experience With Nancy

01

Let's Meet

Getting to know you financially and personally is the vital first step to creating the roadmap to your financial success. When I meet with a new person, the first thing I want to do is to get to know them. What do you like to do in your spare time? What are your hobbies? What would you say is one of the best financial decisions you have made in your lifetime? What is your family like? Do you have children, grandchildren, nieces, and nephews? Where do they live? Do you currently support any non-profits? If so, can you tell me more about these organizations? What is the positive place that takes you out of your negative mood? Do you have any significant health issues? Do you like to travel and visit new places? What is important about money to you?

02

Strategize Your Playbook

What are some of your specific financial goals? Once we know what your financial goals are, both long- and short-term, we can be your coach and guide you through the process of pursuing your goals. We can suggest various strategies we believe you may want to pursue on your financial and personal journey. With our compass, we can focus on helping you pursue YOUR vision for the future.

03

Thoughtful PLanning

As your coach, we are here to support you every step of the way on your financial planning journey. Our priority is to help keep you informed of your options so you can make meaningful financial decisions for yourself and your loved ones.

WHAT DIFFERENTIATES SWA

Our focus is to help you understand how we implement what you need and make it happen hassle-free by peeling back the onion of financial planning. We highlight how the government uses traditional savings avenues such as 403bs and 401ks to act like a fox in the henhouse; gobbling up all your financial nest eggs and leaving you with substantially less than you thought you would have. It is your choice to pay taxes on the seeds or taxes on the harvest. The government wants you to pay taxes on the harvest.

We pull from multiple financial planning strategies, break them down, so they’re easy to understand; explain the pros and cons of different strategies, and then create a roadmap tailored to your unique goals to set you on the path to achieving your dream lifestyle. There is rarely one single answer to anyone’s financial road trip, which is why all our financial routes are created just for you.

Yes, life is full of successes and unexpected rainy days and sometimes potholes, and we need to share those with you. We can introduce you to some financial seatbelts, which can help lessen the overall risk to you on the journey to your destination. But it is always your decision to include seatbelts for you and your loved ones.

We offer multi-generational planning and want to know all our clients’ extended families, including children and grandchildren. The more we know, the better we can help you plan and prepare for the long haul, not just for yourself but for the ones you love as well.

FOCUSES

Roadmap to financial flexibility

LONGEVITY

the Leading risk in Retirement

It is the leading risk because it is a risk multiplier. If you retire at 65 and die 3 years later due to a heart attack, it won’t matter; if the stock market goes down 30%, it won’t matter; if you were withdrawing 10% per year from your portfolio, it won’t matter; if you did not buy long-term care, it won’t matter, because you did not live long enough.
But if you live to age 85, 90, or 100, the math says you must take longevity risk off the table because of all the other risks that can wipe you out.
No crystal ball provides the answers to all of life’s financial problems. Unexpected twists and turns and roadblocks can arise to set you back and try to steer you off your financial course. We work to try to minimize the impact of the unexpected by equipping you with a roadmap and a compass that can help navigate you toward your goals, even when life forces you to take an unexpected detour. The direction is always forward, and the destination is always smart financial decisions.
Looking at your longevity, it is crucial to include all financial aspects of your life. We include your Human Capital which is your ability to earn and save. It is the present value of all your expected future wages, including, if you have one, your pension. Your Human Capital may be your largest asset. The second part of your financial life is your Financial Capital, which includes your property, stocks, bonds, and all you have saved. Human Capital plus Financial Capital helps us complete your total financial picture.

TAX ADVICE

Benjamin Franklin is famous for saying, “There are only two things certain in life: Death and Taxes.”

We are not CPAs. CPAs are recorders of history and usually do an excellent job. We look forward to working with your CPA. We can provide you with options to minimize future taxes. Everyone’s tax information is different, so there is rarely one answer to minimizing taxation.