Get to Know
The Strategic Wealth Advisor®
“I understand that most people are afraid of running out of money before they run out of time,” says Nancy. “I share with clients that there are only three things they can do with money:
Spend it now, spend it later, or spend it never®. Most people do not realize how much they are spending every day. It is essential to plan for the future as well as to have a financial umbrella ready for a rainy day.” Nancy helps her clients take an honest look at their current financial situation and fine-tune what they are spending now so that they can enjoy the future financial lifestyle they most desire.
Over your lifetime, you could earn a fortune. The question is: How much can you keep?
EX. Lifetime earnings assuming a 40-year career with 3% annual increases. (Based on a hypothetical example for illustrative purposes)
Lifetime income after 40 years:
The reason more people are not millionaires or multi-millionaires is not because they do not make enough money. In my opinion, there are three main reasons:
1.) It is because they spend too much of the money they make on depreciating assets.
2.) It is because they try to invest without a strategy for protection.
3.) It is because they pay far too much in taxes.
Nancy Hite, CFP, can help you in in all three of these areas.
Let’s remember that the only person you can trust to take care of your older self is your younger self.
As an Accredited Investment Fiduciary® (AIF®), Nancy is certified to provide the financial guidance necessary to help you create the roadmap you need to pave the way toward your goals. Nancy takes a commonsense approach to help you manage your money and meet your goals, both for yourself and your loved ones. Most people started working with Nancy because they were concerned about having enough income to live their desired lifestyle while still leaving a legacy to family and charity. Longevity has increased dramatically to where it is not unusual to live into your 90s and beyond. Perhaps in the 21st Century, Retirement is a Mirage for many of us. Because of increased longevity, your assets need to create an income for many years. This makes it even more important to have a financial plan in place to keep the income coming in, use it in the most commonsense ways, and even take your family members’ future into account. Maybe a hybrid retirement could be more realistic in the 21st Century.
The Strategic Wealth Advisor’s® client base is typically made up of individuals 45 and over who have worked as business professionals, medical professionals, dental professionals, veterinarians, nurses, and small to midsize business owners who have investment portfolios and are concerned about future income.
Nancy has a passion for helping people and loves what she does. She takes the time to get to know each client personally, so working with every client is like working with a family member.
“When I meet with a new person, the first thing I want to do is to get to know them. How many children and grandchildren do you have, and where do they live? What are the positive thoughts that can take you out of a negative mood? What are your hobbies? Do you have any major health issues? Do you like to travel and visit new places? I want you to think about your future income. What is important about money to you?”
All information collected is kept in the strictest confidence.
One of Nancy’s favorite expressions is K.I.S.S: “Keep it Simple, Sweetie.” Because cooking is a hobby she enjoys, she uses the analogy of breaking down the financial planning process step-by-step, as one does with a recipe, so that it is not overwhelming. “When I begin working with a new client, I personally review the portfolio they come in with and review their goals. What is the money for? Do you need income, growth, legacy savings, or health care?” At a later meeting, we have a review session where we look at how the roadmap we’ve created to help you navigate your financial journey is working. If necessary, we adjust, including behavior coaching to cultivate more sophisticated money management habits. This helps people develop a new and much more rewarding mindset about money and their future.”
“Together, we develop a recipe for their financial future,” she says. “We focus on future income and financial health. Once we get the basic financial recipe in place with provisions for unexpected risks, we can always tweak it and spice it up or tone it down, depending on what works for that person.”
Nancy explains that most people who are approaching retirement or are in retirement may need to plan for what she calls an “encore” career. “I coach them to develop a hobby they love that can keep them mentally and physically active and earn some additional spending money.”
“It is just as important for people to have a Certified Financial Planner™ (CFP®) as it is for them to have a medical professional,” adds Hite. “In this way, they can have a coach for their financial health and a coach for their medical health to help increase the likelihood that they will have a high quality of life in the future years.”
Securities and investment advisory services are offered through Osaic Wealth, member FINRA/SIPC. Osaic Wealth. is separately owned, and other entities and marketing names, products, or services referenced here are independent of Osaic Wealth. Neither Osaic Wealth. nor its representatives offer tax or legal advice. The Strategic Wealth Advisor® LLC 1200 North Federal Highway Suite 200 Boca Raton · FL 33432 · USA 561-997-8800 The Strategic Wealth Advisor® LLC is independent of Osaic Wealth 062821 #23512864
Book from Nancy J. Hite, The Strategic Wealth Advisor®
What is financial wellness? Simply put, financial wellness, like physical wellness, is an essential form of well-being that helps us live more fulfilled and more productive lives.
Many Americans who should be enjoying financial wellness cannot do so because they have been misinformed and misadvised. Being financially independent is not a do-it-yourself project. This is where the idea of The Retirement Mirage comes into play.
Nancy Hite’s influential first book, “The Retirement Mirage…Time to Think Differently” explores the truth behind how the things you value and how you think about money can profoundly impact both how much money you have and what you do with it.
The stories in this book can help prepare you for the extended lifespan in the 21st Century and provide you with the skills to live the lifestyle of your dreams.
Modern medicine, with our personal involvement, might keep us alive until our late nineties and beyond, so your financial plan should extend to age 100 to prevent you from running out of money before you run out of time. The quality of your life can, in many cases, depend on the choices you make now. Nancy’s commonsense approach to money management can help you make those good decisions now so you can continue to enjoy the standard of living you want to enjoy for the rest of your life.
*#1 in the Retirement Section on Amazon in February 2021.
If you are a healthcare professional, dental professional, nurse, veterinarian, or business owner, and want to discover new ways to:
Help lessen the overall risk to your income and assets from rising taxation
Learn how to lessen the overall risk to your large 401(k) or large IRA
Learn how to participate in the stock market rise and lessen the overall risk to you if the stock market declines
Free up cash flow now
Create more tax-free income for the lifestyle of your dreams
I’d like to give you a complimentary copy of my new book:
21st Century Wealth Beyond Taxes: How Healthcare Professionals, Veterinarians, Dental Professionals, Nurses, and Business Owners Are Using the Tax Code to Their Advantage to Create A More Confident Future Financial Lifestyle
Together we can explore the opportunities for lifetime income, growth, and sophisticated financial planning strategies for successful Americans, focusing on tax efficiency.
Also featured in over 500+ media outlets including:
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